Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front. See footer for details.
Manage your payments in the Affirm app or online at affirm.ca. Enable Autopay to automatically debit payments using your preferred payment method.
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Affirm tells you up front the total amount you'll pay. That number will never go up.
You choose the payment plan that works for you. Our smart checkout gives you options.
Affirm won't charge you late fees or penalties of any kind, ever.
*To qualify for financing, minimum purchase value of cart must be $300 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. ("Affirm"). Your rate will be up to 10--31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Payment options depend on your purchase amount and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Sample payment option may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.
Are there requirements to use Affirm?
Yes. You'll need:
How do I sign up?
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you'll be sent a one-time SMS password to confirm your identity. You'll then enter a few details for an instant decision. If you're approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
Does Affirm do a credit check?
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
At checkout, you can set up convenient, automatic pre-authorized payments that debit/charge your Canadian Visa/Mastercard debit/credit card.